DKV Health Insurance is the best option for you, and here is why !
DKV or Sanitas, who stands out more?
Both Sanitas and DKV offer a good range of health policies . The differences are not very substantial, but if you are looking for insurance with low grace periods, it is better that you opt for DKV.
Health insurance with hospitalization
Sanitas More Health
Copago:NO
Dental Coverage:Dental 21 (complete with franchises up to 21%)
Hospitalization:Yes
Reimbursement:No
Health insurance with hospitalization
DKV Modular III
Copago:Yes
Dental Coverage:Full Dental
Hospitalization:Yes
Reimbursement:No
DKV or Sanitas: Coverage and characteristics of their medical policies
Another of the common characteristics of both companies is the number of their own and concerted medical centers that they have spread throughout the length and breadth of the Spanish geography. Specifically, DKV counts more than 1,000 in the medical team, while Sanitas is estimated to have more than 1,200.
Sanitas Medical Centers vs DKV medical
Millennium Centers
Wellness Centers
Millennium Dental Clinics
DKV health spaces
DKV Dental Centers
hospitals
With regard to coverage, taking as a reference its most basic insurance, Sanitas Básico and DKV Modular A for primary assistance, these are the common ones:
Primary care and pediatrics
emergencies
Basic dental coverage
Copago, DKV or Sanitas?
Taking into account this factor, DKV and Sanitas have health insurance with copayment or without copayment . The choice depends on each one: if you go to the doctor often, it is best to get a policy without copays, while if you are in good health, it is best to opt for one without copay, since it lowers the price.
Regarding insurance with copay, companies apply different policies regarding the price to be paid:
Insurance with co-payment from DKV and Sanitas
Insurance with DKV copay : with high copay (DKV Integral Complet), with low copay (DKV Integral Classic)
Insurance with Sanitas copay: Sanitas Más Salud, Sanitas Profesionales or Sanitas Primero.
Apart from insurance with copays, both insurers also have health policies without copay to approach this other customer profile:
Health insurance without copayment from DKV : DKV Integral Elite
Health insurance without copay from Sanitas : Sanitas Más Salud Familias (available with or without copay), Sanitas Más Salud (available with and without copay)
DKV or Sanitas grace period
Normally, the grace period if insurers are compared is not very far, but in this case differences are observed between some services and others :
Customer service: Sanitas vs DKV
Customer service is an aspect that makes a health insurance company shine even more. Taking into account the current times, having several channels to serve users ( telephone, email, offices, etc. ) becomes a clear priority.
