Question 1

Spanish Visa Insurance

Accepted Answer

Yes, our DKV Integral Elite policy provides full cover without Co-payments and meets the Spanish Immigration Requirements

Question 2

Spanish Residency Insurance

Accepted Answer

Yes, our DKV Integral Elite Health insurance policy provides full cover without copayments and meets Spanish Immigration requirements  In brief – This policy provides full cover with no copayments or exclusions (don’t pay extra for anything) . It also includes Dental Cover and International Travel Assistance. Please see page 9 of the brochure for a breakdown of the different policies and their respective coverages.   With this policy there are no waiting periods for emergency treatments. You will be covered from day 1. Waiting periods only apply in the first year for non-emergency treatments i.e. hip or knee replacement surgery (6 months).  The integral Elite policy will provide you with access to any private hospital/clinic in Spain (inside the DKV directory)

Question 3

No Age Limit Health Insurance in Spain

Accepted Answer

Yes, our DKV Selection policy has no limits

Question 4

Global Cover Insurance

Accepted Answer

Yes, our DKV Reimbursement policies provides Global Cover

Question 5

Co-payment health Insurance in Spain

Accepted Answer

Yes, DKV offer high to low copayment health insurance polices

Question 6

DKV Waiting Periods

Accepted Answer

With DKV Integral, all provisions can be used from day one; only some specific services have waiting periods.  Planned Hospitalisation and surgery (including surgical prostheses): 6 months  Biomechanical gait analysis: 6 months  Childbirth (except for premature births): 8 months  Transplants: 12 months

Question 7

What DKV discounts can i expect to receive from my Medical Directory insurance

Accepted Answer

A customer who takes out a DKV health insurance will permanently benefit from a lower price in one of these cases:   Discounts according to the payment method: 2.8% (quarterly payment), 4.6% (half-yearly payment) and 7% (yearly payment)  Discounts according to the number of insured persons: 7% (four insured persons), 12% (more than four insured persons)  Discounts applicable based on the current promotion. In the case of DKV Integral, insured persons who take out the health insurance before 31 Dec 2023 will obtain a 36% discount .  34% discount after June 2023, a 24% discount in 2024 and a 12% discount in 2025.   These discounts can be accumulated.

Question 8

Digital Nomad Health Insurance

Accepted Answer

Yes, our DKV Integral Elite policy provides full cover without Copayments. This policy is suitable for the DNV.

Question 9

Whats is the Spanish Digital Nomad Visa

Accepted Answer

A digital nomad visa is a type of visa or permit specifically designed for individuals who work remotely and have the flexibility to travel and work from different locations. These visas allow digital nomads to reside in a foreign country legally while working online.  Requirements for a digital nomad visa may vary depending on the country offering the visa. Here are some common requirements that may be associated with digital nomad visas:   Eligibility: Typically, digital nomad visas are open to individuals who work remotely or have online-based employment. Some countries may require applicants to prove a certain level of income or have specific qualifications.  Health Insurance: Proof of adequate health insurance coverage is often a requirement for digital nomad visas. This ensures that individuals have access to healthcare services during their stay.  Sufficient Funds: Applicants may need to demonstrate that they have sufficient financial resources to support themselves during their stay. This can be in the form of bank statements, savings, or other financial documents.  Travel Documents: A valid passport with a sufficient validity period is usually required for a digital nomad visa application.  Background Checks: Some countries may require applicants to undergo background checks, such as providing a criminal record certificate or other relevant documentation.   It's important to note that digital nomad visa programs can vary greatly from one country to another in terms of eligibility, requirements, application procedures, and visa duration. It is crucial to check the specific requirements and guidelines provided by the country you are interested in to obtain the most accurate and up-to-date information.

Question 10

What is the Non Lucrative Visa

Accepted Answer

The Spanish Non-Lucrative Visa opens the door to an extended stay in one of Europe's most captivating countries. By following the outlined process and meeting the necessary requirements, individuals can enjoy the Spanish lifestyle, immerse themselves in the local culture, and create lasting memories in this remarkable country. So, whether you are a retiree seeking a peaceful haven or a freelancer looking for inspiration, the Spanish NLV is the best option for you

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Spanish Health Insurance

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