Spain Residency Insurance Guide

Navigating Insurance for Spain Residency: A Simple Guide

Moving to a new country is exciting, but the paperwork? Not so much. If you’re planning to live in Spain, understanding the insurance requirements for residency is a crucial step. Whether you’re applying for a non-lucrative visa, a work permit, or a student visa, having the right coverage can make or break your application.

Why Insurance Matters for Your Move

Spain has strict rules about health and other types of coverage, especially for non-EU citizens. For many visa types, private health plans are mandatory, often needing to match the benefits of the public system. This isn’t just a formality—it’s about ensuring you’re protected while settling into your new life. Missing this step could delay your plans or even lead to a rejected application.

How to Get Started

The good news? Figuring out what you need doesn’t have to be a headache. With tailored resources like our Spain residency insurance tool, you can quickly identify the exact coverage for your situation. Answer a few questions about your visa and family, and get a clear plan with actionable next steps. Plus, you’ll find links to official Spanish resources to keep everything above board. Start today and check one big task off your moving list!

FAQs

What kind of insurance do I need for a non-lucrative visa in Spain?

For a non-lucrative visa, Spain requires private health insurance with full coverage, no co-payments, and a minimum coverage amount that matches or exceeds the public healthcare system’s benefits. This means you’ll need a policy that covers hospital stays, doctor visits, and emergencies without out-of-pocket costs. The exact amount can vary, but it’s often around €30,000 of coverage per year. Our tool will break this down for your specific case and point you to resources to find compliant plans.